# About asic-credit — what this site is and is not

> Where the data comes from, what it cannot tell you, and who publishes this site.

## About this site

A search layer over two public registers. Not the registers themselves, not credit advice, and not a recommendation.

### The source

Everything here comes from ASIC's
 Credit Representative Dataset and
its Credit Licensee Dataset, published on data.gov.au under
 CC-BY 3.0 AU and
collected on **2026-08-19** through the portal's own API.

47,741 representative rows became 47,127 representatives, joined to
4,347 licensees.

### ⚠️ The limit that shapes everything here

`CRED_REP_END_DT` is empty on **every one of the 47,741
rows**. ASIC publishes current appointments only; there is no ceased
record to find.

So this site can tell you that someone *is* an appointed credit
representative. It cannot tell you that someone *was*, or that they
stopped — and neither can ASIC's own register. Absence is not evidence of
anything: a broker may hold a licence in their own right, or may have moved
last week.

### The complaints scheme finding

AFCA replaced FOS, CIO and the Superannuation Complaints Tribunal on
1 November 2018. 2,595 entries on this register still name one of the
closed schemes, and 3,108 name none.

We publish that, and we say what we think it means: a register line that was
never refreshed. It is **not** evidence that a broker lacks
cover — membership of AFCA is a condition of appointment. But a consumer acting
on the name they read would write to a body that no longer exists, which is
worth knowing.

### What this site is not

- **Not credit advice**, and not a recommendation of anyone.
- **Not the official register.** For anything that matters, use
ASIC's own registers.
- **Not affiliated** with ASIC or the Australian Government.
- **Not a broker.** We hold no product and take no
commission.

[Contact](/contact.md) · [Privacy](/privacy.md) · [Terms](/terms.md) · [Datasets](/data.md)

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Página: https://asic-credit.pages.dev/about/
Fonte: ASIC Credit Representative and Credit Licensee Datasets — Australian Securities and Investments Commission
Recolha: 2026-08-19