# Credit representatives whose complaints scheme is CIO — asic-credit

> 1 credit representatives have CIO recorded as their external dispute resolution scheme.

## Complaints scheme: CIO

1 of the 47,127 credit representatives on the register — 0% — have CIO recorded as the scheme that would handle a complaint about them.

The Credit and Investments Ombudsman. Merged into AFCA on 1 November 2018.

**This scheme no longer exists.** CIO was merged into AFCA on 1 November 2018, so these 1 register entries name a body that has not operated for years. In practice this almost certainly means the entry was never updated — the representative will be an AFCA member like everyone else. But if you need to complain, **go to AFCA**, not to a scheme that closed.

### Where they are

| State | Representatives | Share |
|---|---|---|
| [Victoria](/state/vic.md) | 1 | 100% |

### Which licensees they work under

- CAMILLERI, UJJALA — 1

### Some of them

*Representatives with CIO recorded, alphabetical*

| Representative | Number | Appointed by | Based in | Complaints scheme |
|---|---|---|---|---|
| UNIQUE FINANCE PTY LTD | [484632](/search.md) | CAMILLERI, UJJALA | Hillside, VIC | CIO ⚠️ |

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Página: https://asic-credit.pages.dev/complaints/cio/
Fonte: ASIC Credit Representative and Credit Licensee Datasets — Australian Securities and Investments Commission
Recolha: 2026-08-19